Mustafa Caglayan, University of Sheffield — United Kingdom, Christopher F. Baum, Boston College — USA and Oleksandr Talavera, The Robert Gordon University — United Kingdom, Parliamentary Election Cycles and the Turkish Banking Sector

Leonard De Haan and Jan I. Kakes, De Nederlandsche Bank — Netherlands, Asset Allocation of Dutch Insurers

David Cadden T, Vincent Driscoll and Mark Thompson, Quinnipiac University — USA, Comparing Genetic Algorithms Vs. Statistical Tools to Selected Variables for a Bond Rating

Christophe P. Chamley, Boston University — USA, From Search to Match: When Loan Contracts Are Too Long

Thomas Philippon, New York University-Stern — USA and Philipp Schnabl, New York University-Stern — USA, Efficient Recapitalization

Nick Horsewood and John Doling, University of Birmingham — United Kingdom, Home Ownership and Mortgage Debt