This presentation is part of: I00-2 (1997) Health, Education, and Economic Growth

Dentistry: Now and in the Future

Richard Fox, Ph, D., Economics, Madonna University, 12944 LeBlanc Road, Plymouth, MI 48170

Abstract for Dental Paper

For the United States, since 1960 of the private dental insurance has been growing and out of pocket payments has diminished. In 1960, private dental insurance was only 2% while out-of-pocket payments were 97% of total payments. Almost nothing else mattered for dentistry. Federal public funds were only $9M or five tenths of one percent, and state and local funds were $8M, about the same percentage. Since then private dental insurance has been growing and out-of-pocket funds have been getting smaller. However, the change has been gradual until 1980-90 when dental insurance became a serious factor. Private dental insurance climbed rapidly to slightly over 50% where it was in 2006. Out of pocket, payments started at almost the all of dental payments, 97% and dropped to 44%, which it was in 2006. It should be noted that public sponsorship of dental insurance is still insignificant. In 2006, the government paid 6% of the cost of dental care, only 3.5% from federal sources and 2.5% from state and local revenues. Where will dental financing go in the future?